Samaya Sterling
Intro
Samaya Sterling is a post-trained model for agentic financial research released by Samaya AI on October 29, 2026. It is built on NVIDIA's open Nemotron 3.5 Lightning (a 30B mixture-of-experts model with only 3B active parameters) and was trained together with Samaya's proprietary finance-tool harness.
On Samaya's open FrontierFinance benchmark (220 expert-rubric investment questions) Sterling tops the leaderboard at 58.9%, ahead of Claude Fable 5.1 (55.9%), while costing about 11x less per question.
Blog: samaya.ai/blog/rl-post-trained-agentic-model · Benchmark: FrontierFinance
Explain
Key points
- Base model: NVIDIA Nemotron 3.5 Lightning, 30B MoE / 3B active, thinking enabled; trained with LoRA on Thinking Machines' Tinker API.
- Four-stage recipe: two supervised stages (learning from eight teacher models how to research with finance tools and aggregate citable answers) followed by offline RL and online RL.
- Model + harness co-adaptation: the harness exposes dozens of finance tools (37 per third-party listings) and compresses long traces so a small model can sustain long research; median tool calls rose from 3 to 17.
- Results: 42.5% → 58.9% on FrontierFinance; high-effort mode reaches 60.6%. Cost $0.61/question (the model itself only ~$0.04) vs $6.89 for Fable 5.1, at similar latency (~282 s).
- Coverage: MarkTechPost, NVIDIA developer relations posts and Chinese AI accounts on X.
Why it matters
Sterling is a concrete data point for the "small model + specialized harness beats frontier generalist" thesis in a high-value vertical, and a new searchable product name in finance AI.
Usage
How to use it
- Read the technical post on the Samaya blog for the training recipe and appendices.
- Compare systems on the public FrontierFinance leaderboard (score, latency, cost per query).
- Sterling runs inside the Samaya platform for investment workflows—screening, macro research, earnings and company-metric analysis; contact Samaya for access.
- To reproduce the idea yourself: start from an open small MoE (e.g. Nemotron 3.5 Lightning), build a domain tool harness, then SFT on teacher traces and finish with RL on rubric-graded tasks.